The Closet Works has teamed up with GreenSky®, the leader in home improvement financing, to help you build the custom closet of your dreams. GreenSky* has provided loans to over 300,000 homeowners through its relationships with thousands of contractors and some of the largest retailers in the U.S. Some of the benefits of financing your project through GreenSky include:
The Closet Works is pleased to offer its customers this special payment plan through GreenSky.
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with GreenSky allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with same-as-cash benefits, but without your having to pay out of pocket all at once.
Q: What type of credit does GreenSky offer?
We offer unsecured loans with fixed interest rates. Unlike a revolving credit card, your monthly payment amount is always the same. You can also pay off your loan at any time without any penalties.
Q: Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the Dealer with whom you apply.
Q: How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early. Apply today.
Q: How do I pay my contractor?
Once approved you will be issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.
Q: How long do I have to use my loan?
Once approved, you have four months to make your purchases.
Q: When is my first payment due?
Depends on your plan. No interest, no payment plans don’t require a payment until the end of the promotion period. The first payment on a fixed rate plan is typically due approximately 30 days after the first purchase.
Q: When does the No Interest No Payment plan promotion window begin?
At the time of your first transaction.
"They instantly approved my application with no lien on my property and allowed me to get work done that I desperately needed." - M. B. from Corning, CA
"The application process was quick and easy with an immediate response." - D.B from Randalls Town, MD
"Convenient and affordable way to do a home project. Fast and friendly service." - L.M. from Lineville, AL
"I've never had such a good, streamlined experience. " - J.B. from Abbeville, SC
* Financing for the GreenSky® consumer credit program is provided by a network of federally insured, federal and state chartered financial institutions.
**Subject to qualifying credit approval.
***Beginning with 1st transaction, 12-month promo period with initial payments followed by 24 amortized payments based on balance at the end of promo period. Interest charged to account is waived if entire purchase balance is paid before end of promo period. Making initial payments will not pay off loan. No prepayment penalty. APR in loan agreement fixed for life of loan. Initial payment factor of $15--$22.50 and amortization payment factor of $41.63--$54.38 per $1000 borrowed.